Financing structured
Cross-border trading, manufacturing & distributionTerm debt, structured trade finance and working-capital facilities arranged across multiple banking relationships.
Singapore · India · Asia-Pacific
Board-level judgement for consequential capital decisions.
Independent, founder-led corporate finance advisory for business owners, CEOs and boards: raising capital, executing transactions, restructuring facilities and strengthening the finance function.
Independent · Founder-led · Execution-focusedSingapore headquartered · India Desk
Who we advise
Advice shaped around who is making the decision.
Raise growth capital without giving up control.
For owners who want to fund expansion, refinance or restructure on better terms, with an adviser who has sat on the lender's side of the table.
Discuss your situation- Debt strategy designed to protect promoter equity and control
- Bank-ready proposals and lender outreach through established relationships
- Refinancing and facility restructuring on improved terms and covenants
Strengthen the balance sheet for the next generation.
For family groups formalising governance, funding the next phase of growth or preparing for succession.
Discuss your situation- Institutional-quality reporting, controls and board information
- Capital structure planning for expansion, succession or liquidity events
- Independent perspective on acquisitions, partnerships and disposals
Senior finance capability, deployed where it matters.
For management teams and boards who need CFO-level judgement ahead of a raise, a transaction or a turnaround, without a full-time appointment.
Discuss your situation- Fractional CFO leadership ahead of a financing, acquisition or exit
- Valuation, integrated financial models and diligence readiness
- Buy-side and sell-side M&A support through to completion
One adviser across Singapore and India.
For Indian groups building a Singapore presence, and Singapore or regional businesses entering India.
Discuss your situation- Singapore regional structure, banking and treasury set-up
- India market entry, lender access and local execution support
- Acquisitions, joint ventures and partnerships across the corridor
About Meridian
Experienced judgement for consequential financial decisions.
Meridian supports business owners, CEOs and boards at the moments that shape enterprise value: securing growth capital, resolving liquidity pressure, evaluating acquisitions, entering new markets and building stronger finance functions.
Our advice draws on senior experience across corporate banking, treasury, multinational Group CFO leadership and cross-border transactions in Singapore, Asia-Pacific and India. It is institutional in quality and delivered with the responsiveness of a specialist boutique.
i.
Founder-led accountability
Every mandate is led by a senior principal from first conversation to completion. No hand-offs to junior teams.
ii.
A lender's-eye view
We know how credit committees assess risk, because we have sat on that side of the table.
iii.
Cross-border fluency
Practical execution across Singapore, India, ASEAN and the Gulf.
iv.
Discretion
Sensitive information, intentions and relationships handled in strict confidence, with mutual NDAs as standard.
Services
Six practice areas. One senior adviser.
Flexible mandates for SMEs, mid-market and listed companies, family offices, PE-backed businesses and growth-stage ventures.
Debt Advisory & Fund Raising
Structuring and securing the right facilities for growth, working capital and expansion, positioned the way credit committees assess them.
What we deliver
- Term loans, working-capital and trade facilities, project and acquisition finance
- Funding strategy, debt-capacity analysis and covenant review
- Information memorandum, bank proposal and financial model
- Lender outreach, negotiation and term-sheet evaluation to close
Mergers & Acquisitions
Buy-side and sell-side support from strategic assessment through valuation, negotiation and completion.
What we deliver
- Transaction strategy and target screening
- Valuation and deal structuring
- Coordination of financial due diligence
- Negotiation, documentation support and completion
Fractional CFO & Board Advisory
Executive-level finance leadership for businesses that need strategic capability without a full-time appointment.
What we deliver
- Board and management reporting with clear commentary
- Budgeting, forecasting and rolling 13-week cash flow
- Treasury, banking relationships and working capital
- Upgrading the finance function, controls and systems
Financial Restructuring & Turnaround
Stabilising liquidity, reshaping facilities and rebuilding stakeholder confidence around a credible recovery plan.
What we deliver
- Cash-flow control and liquidity planning
- Lender engagement and renegotiation of facilities
- Cost and capital-structure review
- Turnaround governance and stakeholder alignment
Valuation, Modelling & Due Diligence
Decision-grade analysis for transactions, fund raising, shareholder matters and strategic planning.
What we deliver
- Integrated three-statement financial models
- Business valuation
- Quality-of-earnings review
- Scenario and sensitivity analysis
Strategic Finance & ESG Advisory
Financial roadmaps that connect strategy, capital allocation, risk governance and long-term value creation.
What we deliver
- Strategic and financial planning
- Capital-allocation frameworks
- Cross-border expansion planning
- ESG readiness and sustainability-linked financing
India Desk
Connecting capital and opportunity between India, Singapore and global markets.
A dedicated cross-border practice for promoters, family groups and companies expanding in either direction.
Hub 01
Singapore
Regional headquarters and holding structures, treasury and international banking, and a gateway to ASEAN markets.
Hub 02
India
Lender relationships across banks and NBFCs, promoter and family-business advisory, and domestic debt structuring.
01Inbound investment into India's high-growth sectors
02Outbound expansion of Indian companies into Singapore and ASEAN
03Cross-border capital raising, debt structuring and refinancing
04Acquisitions, joint ventures and strategic partnerships
Banking & credit assessment
Two decades inside Indian corporate banking, credit appraisal and credit-committee expectations.
Promoter & family advisory
Trusted counsel on promoter dynamics, family governance and generational capital decisions.
Corridor perspective
Linking Singapore, India, ASEAN and the UAE: regulation, trade flows and currency considerations.
Entry, acquisitions & partnerships
Feasibility, local debt structuring and partner alignment for market entry and joint ventures.
Representative experience
A track record across capital, transactions and transformation.
Acquisitions
South-East Asian cross-border expansionStrategic assessment, target valuation, transaction structuring and post-completion working-capital integration.
Banking restructurings
Mid-market and industrial balance sheetsCovenants, repayment profiles and security terms renegotiated with multi-lender groups.
CFO transformations
Founder-led and high-growth groupsFinancial controls, 13-week cash forecasting, banking visibility and board reporting built for institutional scale.
Business turnarounds
Distribution and manufacturing businessesCash conservation, debt rescheduling and stakeholder alignment to restore operating cash flow and lender confidence.
Corporate leadership
Multi-country group operationsTreasury, international banking relationships, FX risk and capital allocation across Asia-Pacific, India and the Middle East.
Drawn from the founder's career across corporate banking, Group CFO leadership and advisory work, and presented on an anonymised basis to preserve confidentiality. Not all experience shown relates to mandates undertaken by Meridian Capital Advisory Pte. Ltd.
How we work
A disciplined path from question to outcome.
- 01
Understand
Clarify the business context, objectives, constraints and stakeholders.
- 02
Assess
Review financial performance, funding capacity, risks and strategic options.
- 03
Design
Develop a practical roadmap with clear deliverables, milestones and fees.
- 04
Execute
Lead the analysis, documentation, stakeholder engagement and negotiations.
- 05
Deliver
Drive the mandate to completion and support implementation where needed.
Sector perspective
Commercial insight across diverse industries.
Distribution
Working capital and inventory finance
Manufacturing
Capex funding and asset-backed facilities
Consumer electronics
Supply-chain finance and scale-up
Commodities
Structured trade finance and FX risk
Logistics
Fleet finance and cross-border expansion
Technology
Growth debt and recurring-revenue facilities
Retail
Liquidity planning and network capex
Healthcare
Equipment finance and transactions
Energy
Project debt and sustainability-linked loans
Financial services
NBFC funding lines and liquidity
Family businesses
Promoter funding and succession
Trading
Bilateral credit lines and LC facilities
Leadership
Direct access to senior practitioners.
Founder & Managing Director
Founder-led, without exception
Group CFO · Former corporate banker · 20+ years
Meridian's founder brings more than 20 years across corporate banking, treasury, structured funding, banking relationships, capital allocation and cross-border transformation, including Group CFO leadership in a multinational group. Every mandate is led personally by the founder, from first conversation to completion.
Experience & qualifications
- Group CFO leadership across multi-country operations
- Corporate banking, credit appraisal and infrastructure finance
- Executive management programme at a leading Indian business school
- MBA in Finance and professional banking certification
Co-founder & Advisory Director
Priyanka Singh
Corporate banking & client advisory · 15+ years
More than 15 years across corporate banking, institutional client advisory, credit processes and finance capability training.
Focus areas
- Corporate banking client advisory
- Credit documentation and facility governance
- Finance capability building and training
- Institutional stakeholder coordination
Engagement models
Three ways to engage. One standard of delivery.
We recommend the structure that fits your situation, not the one that maximises our fees.
Monthly retainer
Ongoing senior advisory with direct access to the founder, agreed hours and regular deliverables.
Best for
Fractional CFO, continuing financial strategy and pre-fundraise readiness.
Typically includes
- Board and management reporting with commentary
- Bank relationship and covenant monitoring
- Rolling 13-week cash forecasting
Project mandate
A fixed fee for a defined scope, with milestone-based payments and a clear timeline.
Best for
Refinancing, financial models, due diligence and restructuring plans.
Typically includes
- Fixed scope, timeline and deliverables
- Credit memo, model or review pack
- Coordination with lenders and legal counsel
Success fee
A fee contingent on a defined milestone such as financial close, signing or capital raised, usually paired with a modest retainer.
Best for
Fund raising, M&A completions and restructuring outcomes.
Typically includes
- Pre-qualification of lender or counterparty feasibility
- Negotiation of pricing, covenants and terms
- Milestones and conditions agreed in writing
Scope and fees are agreed in writing before work begins. No undisclosed charges or mark-ups.
Insights
Practical perspectives for business leaders.
How to prepare your business for bank financing
What credit committees actually evaluate: debt-service cover, working-capital cycles, balance-sheet quality and the documentation gaps that stall approvals.
ForthcomingFive metrics every CEO should monitor
Beyond revenue growth: cash conversion, operating leverage, return on capital and debt headroom as guardrails for enterprise value.
ForthcomingWhen a fractional CFO creates the most value
The inflection points, from growth surges to bank renegotiations, where senior finance leadership pays for itself without a full-time appointment.
ForthcomingCommon questions
Before you reach out.
Anything else, ask us directly. We respond within one business day.
Is the first conversation really without commitment?
Yes. Initial discussions are confidential and free of charge. We use them to understand your situation and to be candid about whether we can add value. If we are not the right fit, we will say so, and where possible point you in the right direction.
How are your fees structured?
Three models: a monthly retainer for ongoing advisory and fractional CFO work, a fixed project fee for defined-scope mandates, and a success fee tied to a transaction milestone, usually combined with a modest retainer. Scope and fees are agreed in writing before any work begins.
What size of company do you typically work with?
Mainly mid-market businesses, founder-led and family-owned groups and PE-backed companies, typically with annual revenues between US$10 million and US$250 million. Complexity matters more than size: we take mandates where senior, hands-on advice changes the outcome.
Do you lend money or invest directly?
No. Meridian is an independent advisory firm. We do not lend, hold client monies, deal in securities or act as a broker or capital markets intermediary. For debt mandates, facilities are sanctioned and provided by banks, NBFCs and financial institutions at their sole discretion; our role is to prepare, structure, position and negotiate.
How does the India Desk work if you are based in Singapore?
The founder brings two decades of corporate banking and senior finance experience in India, with active lender and industry relationships. Mandates combine on-the-ground engagement in India with Singapore-based execution, under the same founder-led model on both sides of the corridor.
How quickly can a mandate move?
We respond to every enquiry within one business day. Once key financial information and a mutual NDA are in place, a typical debt mandate reaches lender submission within two to six weeks. M&A timelines depend on the process and counterparties; we will give you a candid estimate before you commit.
Start a conversation
Discuss your next financial or strategic mandate.
Whether you are seeking capital, evaluating an acquisition, entering India, restructuring facilities or strengthening your finance function, we welcome a confidential preliminary discussion.
- Office
- 68 Circular Road, #02-01, Singapore 049422
- Response
- Within one business day. Mutual NDAs available on request.